Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"A very professional service Richard Wylder was clear and concise at all times. Distance is no object here as your journey is supported by informative documentation by email and first class post. He was always available at the end of the phone to answer any questions in a very pleasing way. In summary, our journey was fast and efficient. Would definitely recommend Richard to those seeking surety. Thank you for looking after us."
Dominic Baines
Equity release, often referred to as a ‘lifetime mortgage’, lets you unlock tax-free cash from your home without the need to sell or move. You can either borrow against your home’s value or sell a portion of it for a lump sum or regular income. Many plans even allow you to access additional funds later if needed. It’s available to homeowners aged 55 and over, whether you own your home outright or have an existing mortgage (which would need to be repaid using the equity release funds).
Equity release is entirely safe and fully regulated. As a provider, we’re authorised by the Financial Conduct Authority (FCA) and proud members of the Equity Release Council. This means we follow strict rules designed to protect you. We also guarantee that with a lifetime mortgage, you or your estate will never owe more than the value of your home, provided it’s sold for the best price reasonably achievable.
The money you unlock is yours to spend however you wish. Whether it’s funding home improvements, paying off debts, buying a new car, or simply making your retirement more comfortable, the choice is entirely yours.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership Greater London, we pride ourselves on offering personalised advice for equity release and mortgages. With years of experience, we’re dedicated to helping you make the right decisions for your financial future.
Whether you want to access the value tied up in your home or secure the best mortgage deal, we provide clear, straightforward guidance tailored to your needs.
Our mission is to support you every step of the way, giving you the confidence to take control of your finances.
With a caring approach and professional expertise, we’re here to help you achieve a brighter and more secure future.
We search across multiple lenders to find the perfect option for your circumstances
We take care of all the paperwork and admin, saving you time and stress.
With a solid reputation for exceptional service, we’ll guide you with care and expertise at every step.
Here’s what to expect when you work with us for equity release, if you live in Greater London.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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